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State AG hits payment with Payday Lenders; Agreement Nets $305,000 in Refunds CHARLESTON, W.Va. вЂ“ In a ongoing work to protect western Virginia customers from illegal Web payday advances, western Virginia Attorney General Darrell today announced funds with FFD businesses, operators with a minimum of five Web pay day loan the web sites, to refund illegal costs and interest to West Virginians and halt marketing inside the state. The defendants will pay refunds totaling $305,446.53 to 576 affected West Virginia consumers who obtained payday loans by computer through interactive web sites operated by the FFD Companies under the settlement. 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